Terms of Service - MarginBeaconParky

1. Introduction

Welcome to MarginBeaconParky, located at marginbeaconpark.com. These Terms of Service govern your use of our risk management services, digital products, and physical items. By accessing or purchasing any offering, you agree to abide by these terms as of 2025.

2. Scope of Offerings

Our site provides three categories of offerings:

3. Risk Management Services

Risk Management Services include tailored advisory sessions, analysis reports, and ongoing support. Such services commence upon confirmation of purchase. You may request a schedule change at least seven days before the start date.

4. Digital Learning Materials

Digital Learning Materials consist of online guides, tutorials, and recorded seminars accessible immediately after purchase. Content is available via secure portal and is licensed for personal use.

5. Physical Merchandise

Physical Merchandise refers to branded items and printed guides delivered by courier. Shipping times vary based on destination.

6. Fees and Payment Terms

All fees are stated in Canadian dollars (CAD) and are due in full at the time of order. Accepted payment methods include major credit cards and direct debit. Failure to complete payment may result in suspension of access or fulfillment.

7. Refund Policy

7.1 Services

Requests for fee reimbursement must be submitted within seven days of purchase, provided no work has begun. Once preparatory tasks or consultations are underway, no reimbursement is available due to the immediate allocation of personnel and resources. Alternatively, you may request to transfer the purchased service to another offering without extra cost. Approved reimbursements will be issued via the original payment method within 14 days of approval.

7.2 Digital Learning Materials

If you have not accessed any content, you may request a refund within 14 days of purchase. Once any module or tutorial has been accessed, the sale is final and no refund will be issued. Approved refunds are processed to the original payment account within seven days of approval.

7.3 Physical Merchandise

You may send back unopened items within 30 days of shipment date for a full refund. Items must be in original condition. You are responsible for shipping costs to send items back. Upon receipt and inspection, reimbursement will be made to the original payment account within seven days.

8. Modifications to Terms

MarginBeaconParky reserves the right to update these terms at any time. Significant changes will be published on our site and take effect immediately upon posting. Continued use after updates constitutes acceptance.

9. Governing Law

These terms are governed by the laws of Ontario, Canada. Any dispute shall be resolved through arbitration in Toronto at the address below.

10. Contact Information

For inquiries or support, please use our Contact Form or call +14165977814.

Address: 100 Queen Street West, Toronto, Ontario M5H 2N2, Canada

Business ID: 383405182